A Better Way
To Train For Your Career
Train For A Real Career - No Degree Required
With short term programs built for affordability and access—many covered by scholarships, grants, or payment plans you can actually afford. Because your credit score should not stand in the way of a better life.
Choose your career pathway to get started:
Prequalify Now, Decide Later
Understand your options before choosing a course. Prequalifying is the smart move.

Search With Confidence

Know Your Options

Make Schools Compete For You
Scholarships, Grants & Flexible Loans For Trade School
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Prequalify - in 60 Seconds.
3 quick steps to get matched to career training programs featuring scholarships, grants, & flexible loans.
Always Free to Use
1 App Covers: Scholarships, Grants and FlexibleLoans
Train For A BetterCareer, Without a College Degree
A Marketplace To Find & FinanceYour Career
To get started, select a Career Pathway.
FAQs
Our Process is simple and designed to make career training accessible:
Explore Training Programs: Start by searching our Marketplace to discover a range of career training programs. You’ll be able to filter by your interests, whether it’s tech, healthcare, business, or skilled trades.
Get Prequalified For Financing: Once you find a program you love, you can see the financing options available for that course. Our marketplace shows you scholarships, grants, flexible payment plans and no-credit-check loans that make funding your education straightforward.
Apply in 3 Easy Steps: After selecting a program, complete a quick 3-step application. This will help us connect you to schools that offer pre-approved financing options. There’s no impact on your credit score, and in most cases, you’ll be approved if you’re over 18, a U.S. resident, and qualify for the course.
Enroll and Get Started: Choose a school that fits your needs, get pre-approved for funding, and then enroll in your program. It’s all about providing you with a simple, stress-free path to advance your career.
Finally, finding and financing career-focused training is easy—all in just a few clicks.
Finding the perfect career training program can feel overwhelming—but that’s where we come in. Our process is designed to make it simple, clear, and accessible so you can take the next step toward a better career with confidence.
Here’s how it works:
Explore Programs That Fit Your Goals
Our marketplace helps you discover career-focused training programs across industries like tech, healthcare, business, and skilled trades. Not sure where to begin? We help guide you to options that align with your interests and goals.Programs That Deliver Value
Every program we recommend is reviewed for:- Practical curriculum and learning outcomes.
- Duration and flexible learning formats.
- Career support, faculty quality, and student success rates.
- Tuition costs, including options for guaranteed financing and flexible payment plans.
Guaranteed Financing—No Credit Check Required
Financing shouldn’t hold you back. Our marketplace shows you payment options catering to the unique needs of students and upskillers, including no-credit-check loans where approval is based on a simple down payment (typically $300–$500).Apply in 3 Easy Steps
Complete a quick, 3-step application with no impact on your credit score. Get prequalified for financing before selecting a program, so you know your options!Enroll and Start Your Journey
Choose the school and program that fit your needs, secure your financing, and start building a career that puts you on a path to higher earnings.
Whether you know exactly what you want to study or need help narrowing it down, we’re here to connect you with career training programs that match your goals, offer real value, and are easy to fund.
Pre-qualifying lets you compare programs with real financing options in hand, not assumptions. It gives you the confidence to:
- Shop Smart: Know exactly what you can afford and choose schools based on real numbers.
- Make Schools Compete: Financially prepared students often get better rates, payment options, and even scholarship opportunities.
- Start Strong: With financing secured, you can focus on picking the program that best aligns with your career goals—stress-free.
Choosing the right program comes down to what matters most to you. Here are a few factors to consider:
- Program Quality: Look at the curriculum and learning outcomes—does one program offer more hands-on training or tools that align with your goals?
- Flexibility: Compare program formats (online, in-person, part-time) and timelines to see which fits your schedule and lifestyle.
- Career Support: Some schools offer stronger career resources, like job placement assistance, resume workshops, or industry connections.
- Cost and Financing: Even with guaranteed financing, compare tuition and payment plan options to get the best value for your investment.
Take your time, weigh your options, and choose the program that best fits your goals and situation. The right program is the one that gets you closer to the career—and income—you’re aiming for.
Yes! We specialize in helping career changers find personalized loan rates for short-term certificate programs and career training courses. If you already know the program you want, we’ll help you find a rate that fits your needs. If you haven’t decided yet, we can recommend career programs that offer flexible financing, scholarships, and payment options.
- Program curriculum and learning outcomes
- Program format and duration
- Faculty qualifications and experience
- Career support and resources
- Student outcomes and success rates
- Tuition costs and financial aid options
The schools we partner with offer flexible payment plans and career training loans designed to be accessible to everyone—even if you've had difficulties securing financing in the past.
Unlike traditional loans that rely heavily on credit scores, our financing partners prioritize making career training affordable for all, regardless of credit history. For certain training programs, instead of a credit check, a small down payment, typically between $300 - $500, may be required at the time of loan approval. This down payment will be applied to your principal loan balance and will also count as your first repayment.
If you’re over 18, a U.S. resident, and able to make a down payment at the time of loan approval, you're already on the path to qualifying. This means you can focus on building your future career, without the burden of past credit rejections holding you back.