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Career-Bond

A Better Way
To Finance Career Training

Up-skill, Re-skill, or Fresh Start. 

With courses built around affordability and access, find a skills training program with a financing solution you'll actually qualify for.


If you're looking to advance your career, or start a new one, find the path that works for you.  Search & compare training programs offering accessible financing and flexible payment plans.  Because your credit score should not be an obstacle to a better career.


Choose a career pathway to get started:

Pre-Qualify Now, Decide Later​

Know your financial options before  choosing a school program.  Pre-qualifying is the smart move.

Shop With Confidence

Know your borrowing power before applying to schools. Compare programs based on real numbers, not guesswork.

Keep Your Options Open

Pre-qualify for multiple schools in one simple step. Explore programs with confidence, knowing financing won't become a roadblock.

Make Schools Compete For You

Schools often offer better rates and scholarship

 opportunities to financially prepared students 

considering multiple options.

Student Loans For Trade School & Certificate Programs

      

Finance Your Career Training In 3 Easy Steps

No Co-Signer Needed.  If you're doing this on your own, we got your back.
No Credit Checks.  Even if you have less than perfect credit, you can qualify for financing.
No College Degree Required.  4 years? No Thanks!... More like 4 months! 
PreQualify for Financing Approved Training Programs

A Marketplace Dedicated to Accessible Career Training

To get started, select a Career Pathway.

FAQs

How does this work?

Our Process is simple and designed to make career training accessible:

  1. Explore Training Programs: Start by searching our Marketplace to discover a range of career training programs. You’ll be able to filter by your interests, whether it’s tech, healthcare, business, or skilled trades.

  2. Get Prequalified For Financing: Once you find a program you love, you can see the financing options available for that course. Our marketplace shows you flexible payment plans and no-credit-check loans that make funding your education straightforward.

  3. Apply in 3 Easy Steps: After selecting a program, complete a quick 3-step application. This will help us connect you to schools that offer pre-approved financing options. There’s no impact on your credit score, and in most cases, you’ll be approved if you’re over 18, a U.S. resident, and qualify for the course.

  4. Enroll and Get Started: Choose a school that fits your needs, get pre-approved for funding, and then enroll in your program. It’s all about providing you with a simple, stress-free path to advance your career.

Finally, finding and financing career-focused training is easy—all in just a few clicks.

I want to get a better career, but don't know where to start, or what program to study.

Finding the perfect career training program can feel overwhelming—but that’s where we come in. Our process is designed to make it simple, clear, and accessible so you can take the next step toward a better career with confidence.


Here’s how it works:

  1. Explore Programs That Fit Your Goals
    Our marketplace helps you discover career-focused training programs across industries like tech, healthcare, business, and skilled trades. Not sure where to begin? We help guide you to options that align with your interests and goals.

  2. Programs That Deliver Value
    Every program we recommend is reviewed for:

    • Practical curriculum and learning outcomes.
    • Duration and flexible learning formats.
    • Career support, faculty quality, and student success rates.
    • Tuition costs, including options for guaranteed financing and flexible payment plans.

  3. Guaranteed Financing—No Credit Check Required
    Financing shouldn’t hold you back. Our marketplace shows you payment options catering to the unique needs of students and upskillers, including no-credit-check loans where approval is based on a simple down payment (typically $300–$500).

  4. Apply in 3 Easy Steps
    Complete a quick, 3-step application with no impact on your credit score. Get prequalified for financing before selecting a program, so you know your options!

  5. Enroll and Start Your Journey
    Choose the school and program that fit your needs, secure your financing, and start building a career that puts you on a path to higher earnings.


Whether you know exactly what you want to study or need help narrowing it down, we’re here to connect you with career training programs that match your goals, offer real value, and are easy to fund.

Why should I pre-qualify for a loan before choosing a course?

Pre-qualifying gives you the power to make informed decisions about your education without any guesswork. Here’s why it’s a smart move:

  • Know Your Budget: Understand your borrowing power before you start comparing schools and programs.
  • Keep Your Options Open: Pre-qualify for multiple programs in one step, so financing won’t become a roadblock.
  • No Risk, No Commitment: Pre-qualifying won’t impact your credit score and doesn’t lock you into any decisions—giving you full control to explore your best-fit options.
How does pre-qualifying help me choose the right school?

Pre-qualifying lets you compare programs with real financing options in hand, not assumptions. It gives you the confidence to:

  • Shop Smart: Know exactly what you can afford and choose schools based on real numbers.
  • Make Schools Compete: Financially prepared students often get better rates, payment options, and even scholarship opportunities.
  • Start Strong: With financing secured, you can focus on picking the program that best aligns with your career goals—stress-free.
How do I choose between 2 schools offering the same course?

Choosing the right program comes down to what matters most to you. Here are a few factors to consider:

  1. Program Quality: Look at the curriculum and learning outcomes—does one program offer more hands-on training or tools that align with your goals?
  2. Flexibility: Compare program formats (online, in-person, part-time) and timelines to see which fits your schedule and lifestyle.
  3. Career Support: Some schools offer stronger career resources, like job placement assistance, resume workshops, or industry connections.
  4. Cost and Financing: Even with guaranteed financing, compare tuition and payment plan options to get the best value for your investment.

Take your time, weigh your options, and choose the program that best fits your goals and situation. The right program is the one that gets you closer to the career—and income—you’re aiming for.

Can you help me find financing if I am not enrolled in a 4-year degree program?

Yes! We specialize in helping career changers find personalized loan rates for short-term certificate programs and career training courses. If you already know the program you want, we’ll help you find a rate that fits your needs. If you haven’t decided yet, we can recommend career programs that offer flexible financing, scholarships, and payment options.

When you match me to a school, what goes into that consideration?
We strive to help students find educational programs that align with their goals and preferences. When a student approaches us with a target program in mind, we may rely on a set of guiding principles to identify potentially similar or better alternatives.

Our aim is to present you with options that match your goals while offering value for your investment. While the factors we consider are not exhaustive, and the weight given to each factor may vary depending on the circumstances, the following guidelines generally apply:
  • Program curriculum and learning outcomes
  • Program format and duration
  • Faculty qualifications and experience
  • Career support and resources
  • Student outcomes and success rates
  • Tuition costs and financial aid options
How quickly can I start my training?
Many of the programs we showcase have "rolling admissions" which means you can get started right away (or within a week or 2!) And, most programs are designed to get you career-ready in as little as 6–12 weeks. 
How are you compensated?
We may receive compensation from a Lender or School program that you are matched with. Please note, however, that while we are compensated by the lenders and schools we work with, this does not singularly influence our decision to promote a lender and/or school. We work with lenders and schools that we believe offer reasonable options for our users based on multiple factors. We encourage all users to conduct their own thorough research and due diligence before making a final decision on their educational path.
I've been rejected before. Will I really qualify for a career training loan?

The schools we partner with offer flexible payment plans and career training loans designed to be accessible to everyone—even if you've had difficulties securing financing in the past.


Unlike traditional loans that rely heavily on credit scores, our financing partners prioritize making career training affordable for all, regardless of credit history. For certain training programs, instead of a credit check, a small down payment, typically between $300 - $500, may be required at the time of loan approval. This down payment will be applied to your principal loan balance and will also count as your first repayment.


If you’re over 18, a U.S. resident, and able to make a down payment at the time of loan approval, you're already on the path to qualifying. This means you can focus on building your future career, without the burden of past credit rejections holding you back.

What do you mean by Guaranteed Financing?

The schools we partner with offer flexible payment plans and career training loans designed to be accessible, even if securing financing has been difficult in the past.


Unlike traditional loans that rely on credit scores, most of our financing partners focus on affordability and accessibility. For certain training programs, instead of a credit check, a small down payment—typically between $300 to $500—may be required at the time of loan approval. This down payment is applied directly to the principal loan balance and counts as your first repayment.

To qualify for a down-payment based loan, you must be:

  • Over 18 years old
  • A U.S. resident
  • Able to make the down payment at loan approval, and select a program offered by a participating school. 

This makes career training possible without the burden of past credit rejections holding you back.


Please note, Career-Loans.com does not provide financing and is not a lending institution. Career-Loans.com acts as a marketing lead generator and displays prequalified loan rates from third-party lenders. Prequalified loan rates are not offers of credit. All loans are arranged through third-party providers. Career-Loans.com does not provide loans nor make decisions regarding loan qualifications. 

Will financing cover the full cost of the program?

The schools and lenders we partner with typically offer financing options designed to cover tuition and essential program costs. Specific details, including what’s covered, will be provided by the school or lender that you select, when you enroll.